THIS ONE IS PRETTY SLICK
HERE'S HOW IT WORKS, THE PERSON CALLING YOU SAYS THEIR NAME AND SAYS THEY'RE CALLING FROM THE SECURITY AND FRAUD DEPARTMENT AT VISA. THEY GIVE A BADGE NUMBER AND EVERYTHING.
THEY SAY YOUR ACCOUNT HAS BEEN FLAGGED FOR AN UNUSAUAL PURCHASE PATTERN...AND THEY'RE CALLING TO VERIFY.
THE PERSON CALLING ALREADY HAS YOUR CREDIT CARD NUMBER AND ADDRESS... BUT THEY LACK THE 3 DIGET SECURITY NUMBER. SO WHAT THEY'RE DOING IS ASKING YOU TO VERIFY THAT YOU'RE THE RIGHTFUL CARD OWNER BY ASKING YOU TO GIVE THOSE THREE NUMBERS.
DON'T DO THAT.
HERE'S WHAT THE EXPERTS SUGGEST YOU DO. IF IT IS A REAL CALL – LOOK ON THE BACK OF YOUR CARD AND CALL THE 800 NUMBER YOURSELF... AND TALK TO THE FRAUD DEPARTMENT YOURSELF.. AND THEY'LL BE ABLE TO TELL YOU THE TRUTH... SO YOU DON'T GET SCAMMED.